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The {repayment|payment|settlement|pay back|reimbursement|transaction} {term|phrase|expression|time period|period|name} {is also|can also be|can be|is additionally|is usually|is likewise} {shorter|smaller|reduced|quicker|faster|short} {starting from|beginning with|beginning from|beginning|starting with|originating in} {6 months|six months|half a year|a few months|few months|six months time} to {10 years|ten years|a decade|decade|several years|few years}. {Though the|Although the|Although|The|However the|Nevertheless the} {above|over|previously mentioned|earlier mentioned|higher than|previously} {feature|function|characteristic|attribute|element|aspect} {may seem|might seem|might appear|may appear|may look|could seem} {to you|for you|to you personally|for your requirements|to your account|back} {a bit|a little|somewhat|a lttle bit|a tad|slightly} {expensive|costly|pricey|high-priced|high priced|highly-priced}. 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